Mental Accounting in Childhood
Mental Accounting in Childhood
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童年的心理账户
DOI：
10.2304/csee.1998.3.2.55
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发表时间：
1998
影响因子：
--
通讯作者：
Zarrea Plaisier
中科院分区：
文献类型：
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作者：
P. Webley;Zarrea Plaisier
本研究的目的是调查心理账户的发展。特别令人关注的是心理账户在儿童日常生活中的运作方式以及儿童如何处理金钱问题。来自三个年龄段（5-6、8-9 和 11-12）的 60 名儿童接受了单独访谈，了解他们的财务状况（例如资金来源、资金储存、支出模式），并了解了各种财务情景。其中一些是泰勒、卡尼曼和特沃斯基为成人设计的儿童版本的场景；其他的（关于意外之财、关于金钱的转变、关于为自己购买与为他人购买）是专门为本研究设计的。尽管有一些迹象表明 11 至 12 岁的孩子的反应方式与成人相似，而年幼的孩子则不然，但没有发现令人信服的证据证明儿童心理账户。
The purpose of this study was to investigate the development of mental accounts. Of particular concern was how mental accounts function in the everyday life of children and how children deal with money matters. Sixty children from three age groups (5–6, 8–9 and 11–12) were individually interviewed about their financial situation (e.g. sources of money, storage of money, expenditure patterns) and were presented with various financial scenarios. Some of these were children's versions of scenarios devised for adults by Thaler and by Kahnemann and Tversky; others (on windfalls, on money Tumping’, on buying for self versus buying for others) were devised especially for this study. No compelling evidence was found for mental accounting in childhood though there was some indication that the 11–12-year-olds responded in a similar fashion to adults whilst the younger children did not.