The Access Of Small And Medium Size Enterprises To Banking Financing And Current Challanges: The Case Of Eu Countries
The Access Of Small And Medium Size Enterprises To Banking Financing And Current Challanges: The Case Of Eu Countries
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中小企业获得银行融资的机会及当前挑战：以欧盟国家为例
DOI：
10.29302/oeconomica.2012.14.2.21
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发表时间：
2012
期刊：
影响因子：
--
通讯作者：
V. Rusu
中科院分区：
文献类型：
--
作者：
A. Roman;V. Rusu
Bank loans are a vital resource for SMEs financing because of the reducedpossibilities of these firms to find alternative sources of financing. In the context of the currentcrisis, the access to loans for SMEs has deteriorated significantly due to lower availability of bankloans, that can hamper the exit from the crisis of these firms and the relaunch of the nationaleconomies. Moreover, the adoption of the new banking regulations by Basel III Accord raisesconcerns about their possible negative impact on bank financing of SMEs. In this context, our paperaims to highlight a few features of bank financing of SMEs in EU member states and to bring intoquestion the impact of new banking regulations on loans flow to SMEs.
