Unravelling the "Australian Housing Solution": The Post-War Years

Unravelling the "Australian Housing Solution": The Post-War Years
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揭开“澳大利亚住房解决方案”:战后岁月

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发表时间:
1999
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通讯作者:
M. Berry
M. Berry
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作者:
M. Berry

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长期以来,澳大利亚一直被视为一个典型的例子。家有民主?到世纪之交,超过50%的人口拥有自己的住房。这一数字在第二次世界大战后的头15年攀升至70%。超过90%的澳大利亚中年人和老年人在他们生命的某个阶段拥有自己的住宅。然而,在1990年代,有明显的迹象表明,自置居所的人数正在下降。在所有年龄组和收入阶层中,抵押贷款购房的家庭比例都在下降。下降在年轻和低收入群体中尤为明显,这表明潜在的经济和人口力量正在发挥作用。澳大利亚各级政府正在从几乎完全关注鼓励业主自住转向将住房补贴针对私人租赁市场的低收入租户以及小型社会住房部门。本文追溯了业主代表权的兴起和即将衰落。
Australia has long been seen as the prime example of a ?home owning democracy?. More than 50% of the population were home owners by the turn of the 20th century. This figure climbed to 70% in the first 15 years after the Second World War. More than 90% of middle aged and older Australians alive today have owned their dwelling at some stage in their lives. However, in the 1990s there are clear signs that home ownership is on the decline. The proportion of households purchasing on a mortgage is falling across all age groups and income classes. Decline is particularly evident among younger and lower income groups, suggesting that underlying economic and demographic forces are at work. Governments at all levels in Australia are turning away from an almost exclusive concern with encouraging owner occupation in favour of targeting housing subsidies towards low income tenants in the private rental market, as well as the small social housing sector. This paper traces the rise and imminent decline of owner occupat...