The motives of intergenerational transfer to the elderly parents in China: consequences of high medical expenditure.
The motives of intergenerational transfer to the elderly parents in China: consequences of high medical expenditure.
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DOI：
10.1002/hec.2943
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发表时间：
2014-06
期刊：
影响因子：
2.1
通讯作者：
Li, Lixing
中科院分区：
文献类型：
--
作者：
Wu, Xiaoyu;Li, Lixing
随着人口老龄化问题的日益突出，养老保障面临着巨大的挑战。成年子女的转账可以在一定程度上保障老年父母的低收入和高医疗支出。文献中有两种主要的转移动机，即利他主义和交换。本文利用中国一项新的45岁及以上人口的家庭调查数据，估计了老年父母收入中医疗支出调整后的转移导数。我们发现调整后的收入对收入分配低端的转移有很大的负面影响，这与利他动机是一致的。交换动机的证据只在儿子身上发现，在女儿身上没有。此外，还有证据表明存在“以服务换服务”的动机，这种动机将转移解释为对父母家庭服务的支付，如照顾孙辈。
The support for the elderly is facing big challenges with the problem of population aging. Transfers from adult children could partly insure elderly parents against low income and high medical expenditure. There are two main motives for transfers in the literature, namely altruism and exchange. Using data from a new household survey of people aged 45 and above in China, we estimate the transfer derivatives with the adjustment of medical expenditure in elderly parents’ income. We find a large negative impact of adjusted income on transfers at the lower end of income distribution, which is consistent with the altruistic motive. Evidence on the exchange motive is found only for sons, but not for daughters. In addition, there is evidence on the “exchange-for-service” motive, which interprets transfer as a payment to parents’ family services, such as taking care of grandchildren.
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