Financial Literacy and Alcohol Drinking Behavior: Evidence from Japan
Financial Literacy and Alcohol Drinking Behavior: Evidence from Japan
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DOI：
10.3390/su13168858
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发表时间：
2021-08-01
期刊：
影响因子：
3.9
通讯作者：
Kadoya, Yoshihiko
中科院分区：
文献类型：
--
作者：
Putthinun, Pongpat;Watanapongvanich, Somtip;Kadoya, Yoshihiko
在日本，饮酒是一个重要的公共卫生问题，因为它会带来许多副作用。最近的研究发现，金融知识可以帮助人们戒除吸烟、缺乏锻炼和赌博等危险的健康行为。本研究调查了日本人的金融素养作为一种理性决策工具与饮酒行为之间的关系。使用大阪大学偏好参数研究（PPS）的数据，我们将受访者分为日常饮酒者和非日常饮酒者。我们发现日本人的金融素养与饮酒量没有显着相关。我们认为，普遍的社会观念认为，从健康角度来看，饮酒并不完全是负面的，而且在某种程度上有利于社会化，这种观念超越了人们的理性，在饮酒决策中发挥着重要作用。然而，我们的研究提供的证据表明，男性、中年、有孩子、家庭收入较高、有吸烟习惯、更重视未来的受访者更有可能每天饮酒。我们认为，饮酒机会的可用性和便捷性可能会使人们失去理性，并诱使他们频繁饮酒。因此，当局可能会考虑修改有关酒精供应和可及性的现行政策，以限制酒精消费。
Alcohol consumption is an important public health issue in Japan due to its association with numerous side effects. Recent studies find that financial literacy helps people abstain from risky health behaviors such as smoking, lack of exercise, and gambling. This study investigates how financial literacy, as a rational decision-making instrument, is associated with alcohol consumption behavior in Japan. Using data from the Preference Parameter Study (PPS) of Osaka University, we categorize respondents into daily drinkers and non-daily drinkers. We find that financial literacy is not significantly associated with alcohol consumption among Japanese people. We argue that the prevailing social belief that alcohol consumption is not entirely negative from the health perspective and can be beneficial for socialization to some extent overrides people's rationality and plays a significant role in alcohol consumption decisions. However, our study provides evidence that respondents who are males, middle-aged, have children, have higher household income, have smoking habits, and place more importance on the future are more likely to be daily drinkers. We argue that the availability and easy access to alcohol drinking opportunities likely make people irrational and tempts them to drink frequently. Thus, authorities might consider revising current policies regarding alcohol availability and accessibility to limit alcohol consumption.