The failure of the ‘single source of truth about Kenyans’: The NDRS, collateral mysteries and the Safaricom monopoly
The failure of the ‘single source of truth about Kenyans’: The NDRS, collateral mysteries and the Safaricom monopoly
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“关于肯尼亚人的单一真相来源”的失败：NDRS、附带谜团和 Safaricom 垄断
DOI：
10.1080/00020184.2018.1540515
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发表时间：
2018
期刊：
影响因子：
0.9
通讯作者：
K. Breckenridge
中科院分区：
文献类型：
--
作者：
K. Breckenridge
摘要本文探讨了最近失败的一个精心设计的生物特征登记计划，国家数字登记系统（NDRS），在肯尼亚。这篇文章表明，肯尼亚和南非的经济在他们的痴迷与生物识别登记和金融化密切相关，但它也引出了特别的意义，在肯尼亚的情况下，冲突的形式和所有权的信用信息作为抵押品。该项目的失败是金融利益分裂的结果，特别是正规银行与垄断电信公司Safaricom之间的冲突，Safaricom创建了全球独特的移动的货币系统M-Pesa。他们之间的争论是两个非常不同的决策模式，以及个人信贷扩展的利润。
ABSTRACT This article explores the recent failure of an elaborate biometric registration scheme, the National Digital Registry System (NDRS), in Kenya. The article shows that the Kenyan and South African economies are closely linked in their obsessions with biometric identification registration, and financialisation, but it also draws out the particular significance, in the Kenyan case of a conflict over the form and ownership of credit information as collateral. The failure of the project was the result of fractured financial interests, and specifically of a conflict between the formal banks and Safaricom, the monopoly telecommunications firm that has created the globally distinctive system of mobile money, M-Pesa. At issue between them were two very different models for decision-making, and profit, in the extension of personal credit.