The Impact of Foreign Entry on Chinese Banks
The Impact of Foreign Entry on Chinese Banks
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DOI：
10.1111/rode.12219
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发表时间：
2016-02
期刊：
影响因子：
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通讯作者：
Yuhua Li;Konari Uchida;Tongsheng Xu;Zhaoyang Wu
中科院分区：
文献类型：
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作者：
Yuhua Li;Konari Uchida;Tongsheng Xu;Zhaoyang Wu
本文通过对外资银行在中国银行业的持股情况进行实证研究，考察外资银行持股是否提高了中国银行业的效率。外资银行倾向于提供零售银行业务的合作，而不是公司或私人银行业务。我们没有发现有力的证据表明，接受外国战略投资的普通银行的效率有所提高。然而，当外资战略投资分别为本地银行提供零售银行业务和内部控制帮助时，银行的成本和利润效率显著提高。这些研究结果表明，外国投资提高当地银行的效率时，它转让的技术，缺乏在当地银行。
Utilizing hand collected data concerning foreign ownership in the Chinese banking sector, we examine whether foreign ownership improves the efficiency of Chinese banks. Foreign banks tend to provide cooperation in retail banking rather than in corporate or private banking. We find no robust evidence of an improvement in the efficiency of an average bank that receives foreign strategic investments. However, the bank cost and profit efficiency significantly improve when foreign strategic investments provide retail banking and internal control assistance respectively to local banks. These findings suggest that foreign investment improves local bank efficiency when it transfers technologies that are lacking in local banks.