Student loan reforms for German higher education: financing tuition fees
Student loan reforms for German higher education: financing tuition fees
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德国高等教育学生贷款改革：资助学费
DOI：
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发表时间：
2011
期刊：
影响因子：
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通讯作者：
Mathias Sinning
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文献类型：
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作者：
Bruce J. Chapman;Mathias Sinning
人们普遍认为，德国大学的资金基础不足，也许是时候认真考虑征收不平凡的学费了。本文比较了传统的和收入或有贷款（ICLs）在德国大学的学费融资。考虑了两个方面：与抵押贷款式贷款相关的偿还负担的大小，以及政府从假设的ICL获得收入的时间结构。我们发现，学费可能会大大增加与使用ICL系统类似的政策方法在澳大利亚，英国和新西兰。
It is generally agreed that the funding base for German universities is inadequate and perhaps the time has come for serious consideration of the imposition of nontrivial tuition charges. This article compares conventional and income contingent loans (ICLs) for financing tuition fees at German universities. Two aspects are considered: the size of repayment burdens associated with mortgage-style loans, and the time structure of revenue to the government from a hypothetical ICL. We find that tuition fees could increase considerably with the use of an ICL system similar to policy approaches used in Australia, England and New Zealand.