Factors Determining Participation of the Elderly in Ssi
Factors Determining Participation of the Elderly in Ssi
复制标题
老年人参与社会保障计划的决定因素
DOI：
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发表时间：
1995
期刊：
影响因子：
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通讯作者：
K. Mcgarry
中科院分区：
文献类型：
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作者：
K. Mcgarry
在有资格领取补充保障收入的老年人中也观察到了困扰许多福利方案的同样低的参与率。人们提出了一些假设来解释入学率低的原因，但没有一个得到普遍接受。在本文中，我使用的收入和计划参与调查（SIPP），以检查参与的老年人在SSI。由于数据的高质量，我能够比以前的大多数研究更准确地确定资格。在这个样本中，我确定有资格获得SSI的人中只有56%目前正在领取福利。我模型的决定，参与概率方程，但修改似然函数，以占预期收益的测量误差。结果表明，参与主要取决于符合条件的个人的财务状况。虽然所有有资格获得社会保险的人都是穷人，但那些几乎没有其他资源的人更有可能参加。这一发现与普遍认为符合条件的个人因申请过程的困难而气馁，或者许多人对该计划一无所知的看法不同。
The same low participation rates which plague many welfare programs have been observed among the elderly eligible for Supplemental Security Income (SSI). A number of hypotheses have been offered to explain the low enrollment, but none has attracted universal acceptance. In this paper I use the Survey of Income and Program Participation (SIPP) to examine the participation of the elderly in SSI. Because of the high quality of the data, I am able to determine eligibility more accurately than in most previous studies. In this sample, only 56 percent of those whom I determine to be eligible for SSI are presently receiving benefits. I model the decision to participate as a probit equation, but modify the likelihood function to account for measurement error in the expected benefit. The results indicate that participation is primarily determined by the financial situation of the eligible individuals. Although all those eligible for SSI are poor, those with little in the way of other resources are significantly more likely to participate. This finding differs from widespread beliefs that eligible individuals are discouraged by the difficulty of the application process, or that many are uninformed about the program.