PENGARUH NPF, BOPO DAN FDR TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM SYARIAH
PENGARUH NPF, BOPO DAN FDR TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM SYARIAH
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PENGARUH NPF、BOPO DAN FDR TERHADAP 资产回报率 (ROA) PADA BANK UMUM SYARIAH
DOI：
10.30601/humaniora.v5i1.1551
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发表时间：
2021
期刊：
影响因子：
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通讯作者：
Gusganda Suria Manda
中科院分区：
文献类型：
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作者：
D. Febriani;Gusganda Suria Manda
本研究旨在探讨不良融资、营运成本对营运收入、融资存款比对资产报酬率的影响。研究结果表明，不良融资（NPF）和营业成本与营业收入比（BOPO）对资产收益率（罗阿）有显著的负向影响，而融资存款比（FDR）对资产收益率（罗阿）有显著的正向影响。本研究中三个变量对资产收益率（罗阿）的预测能力为96.70%，其余3.30%受研究模型中未包含的其他因素的影响。关键词：NPF，BOPO，FDR，罗阿
This study aims to test the influence of Non-Performing Financing (NPF), Operating Costs on Operating Income (BOPO), and Financing to Deposit Ratio (FDR) on Return on Assets (ROA). The results of this study showed that Non-Performing Financing (NPF) and Operating Costs to Operating Income (BOPO) had a significant negative effect on Return on Assets (ROA) while Financing to Deposit Ratio (FDR) had a significant positive effect on Return on Assets (ROA). The predicting ability of the three variables against Return on Assets (ROA) in this study was 96.70%, while the remaining 3.30% was influenced by other factors not included in the research model. Keywords: NPF, BOPO, FDR, ROA