Polish Bank Consolidation and Foreign Competition: Creating a Market-Oriented Banking Sector
Polish Bank Consolidation and Foreign Competition: Creating a Market-Oriented Banking Sector
复制标题
波兰银行整合和外国竞争：创建以市场为导向的银行业
DOI：
10.1006/jcec.1996.0043
复制
发表时间：
1996
影响因子：
2.7
通讯作者：
Bozena Leven
中科院分区：
文献类型：
--
作者：
J. Bonin;Bozena Leven
摘要介绍了波兰19家最大银行的特点，并将波兰、匈牙利和捷克共和国银行业的现有结构进行了比较，作为分析波兰银行业整合的背景。在考虑了政治论点之后，本文提出了创建更大的国内银行集团的经济理由。对政府的合并提案进行了分析，发现不足以实现这些政治和经济目标。提出了一个更全面的巩固计划。有人认为，通过合并与外国竞争相结合，可以在波兰建立一个面向市场的银行部门。
Abstract The characteristics of the 19 largest Polish banks are presented and the current structure of the banking sectors in Poland, Hungary, and the Czech Republic are compared as background for analyzing Polish banking consolidation. After the political arguments are considered, an economic case is made for creating larger domestic banking groups. The government's consolidation proposal is analyzed and found to be insufficient to meet these political and economic objectives. A more comprehensive consolidation plan is suggested. It is argued that, by combining consolidation with foreign competition, a market-oriented banking sector can be created in Poland.