Financial Services Used by Small Businesses: Evidence from the 1993 National Survey of Small Business Finances
Financial Services Used by Small Businesses: Evidence from the 1993 National Survey of Small Business Finances
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小企业使用的金融服务：来自 1993 年全国小企业财务调查的证据
DOI：
10.17016/bulletin.2006.92-10
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发表时间：
2001
期刊：
影响因子：
--
通讯作者：
John D. Wolken
中科院分区：
文献类型：
--
作者：
Rebel A. Cole;John D. Wolken
利用1998年小企业财务调查的最新数据，本文就美国小企业的特点及其对信贷和其他金融服务的使用提供了初步调查结果。调查的主要目标是提供有关小企业的信贷可获得性、它们对金融服务的使用以及这些服务的来源的信息。该调查还提供了一个通用数据库，可用于研究小企业融资。初步调查结果表明，虽然财务状况自1993年上一次调查以来发生了显著变化，但筹资模式和对特定供应商的使用并未发生变化。
Using newly available data from the 1998 Survey of Small Business Finances, this article offers preliminary findings regarding the characteristics of small businesses in the United States and their use of credit and other financial services. The main goals of the survey are to provide information on credit accessibility for small businesses, their use of financial services, and the sources of those services. The survey also provides a general-purpose database that can be used to study small business financing. Preliminary findings suggest that although the financial landscape has changed markedly since the previous survey in 1993, financing patterns and the use of particular suppliers have not.