“It is easy for women to ask!”: Gender and digital finance in Kenya
“It is easy for women to ask!”: Gender and digital finance in Kenya
复制标题
“女性提出这个问题很容易！”：肯尼亚的性别与数字金融
DOI：
10.1002/sea2.12121
复制
发表时间：
2018
期刊：
影响因子：
--
通讯作者：
S. Kusimba
中科院分区：
文献类型：
--
作者：
S. Kusimba
本文探讨了性别在肯尼亚数字金融使用中的作用，包括众所周知的移动货币案例，以及智能手机应用程序、支付收银台、数字信贷服务和数字筹款计算机程序的新兴使用。发展专业人士有着明确的女权主义目标，即为南半球女性带来数字金融。在最近的几份报告中，他们概述了性别规范是女性利用金融的障碍的信念。他们希望数字金融将为女性带来对金钱的代理权和控制权，从而改变限制性的性别规范。本文基于 2016 年在肯尼亚对农村农民和城市居民进行的民族志对话、日记练习和网络自画像，对这些假设进行了批评。民族志研究采用分布式机构视角，表明肯尼亚女性和男性使用数字金融并不是为了寻求个人控制自己的资金，而是为了使自己成为金融集团和集体中相互联系且值得信赖的成员。性别规范可能不会阻碍女性获得金融服务，反而会加强和深化女性和男性的财务关系，并帮助女性成功积累资金。
This article examines the role of gender in the use of digital finance in Kenya, including the well†known case of mobile money but also the emerging use of smartphone apps, payment tills, digital credit services, and digital fund†raising computer programs. Development professionals have explicitly feminist goals in bringing digital finance to women in the Global South. In several recent reports, they outline the belief that gender norms are a barrier to women's use of finance. They hope digital finance will bring women agency and control over money and consequently shift restrictive gender norms. This article offers a critique of these assumptions based on ethnographic conversations, a diary exercise, and network self†portraiture conducted in Kenya in 2016 among both rural farmers and urbanites. Adopting a distributed agency perspective, the ethnographic study demonstrates that Kenyan women and men use digital finance not to seek individual control of their money but to produce themselves as connected and trustworthy members of financial groups and collectivities. Gender norms may not hinder women from finance but rather enhance and deepen women's and men's financial relationships and bring women success in amassing funds.