Examining Financial Literacy among Transfer and Nontransfer Students: Predicting Financial Well-Being and Academic Success at a Four-Year University
Examining Financial Literacy among Transfer and Nontransfer Students: Predicting Financial Well-Being and Academic Success at a Four-Year University
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DOI：
10.1080/10668926.2013.740388
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发表时间：
2013-01
影响因子：
1
通讯作者：
S. Starobin;L. Hagedorn;A. Purnamasari;Y. Chen
中科院分区：
文献类型：
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作者：
S. Starobin;L. Hagedorn;A. Purnamasari;Y. Chen
本研究分析了2010年秋季学期在中西部一所赠地研究型大学进行的金融素养项目收集的数据。调查工具，其中包括43个项目，测量结构，如父母的影响，金融知识和行为，以及工作经验的学生，而上大学，用于该项目。作者采用分层多元回归分析，研究了影响转学生和非转学生金融素养对学业成绩的影响因素的差异。财务关系模型和社会资本的概念被用来开发两个回归模型来预测参与研究的转学生和非转学生的财务状况和学业成功。对学术贡献，政策和实践的影响也进行了讨论。
This study analyzes the data collected through the Financial Literacy project conducted in the fall semester of 2010 at a land grant research university in the Midwest. A survey instrument, which includes 43 items that measure constructs such as parental influence, financial knowledge and behaviors, and working experience of students while attending a college, was used for the project. The authors examined differences in factors that influence transfer and nontransfer students' financial literacy on academic outcome by employing hierarchical multiple regression analyses. The financial nexus model and the notion of social capital were used to develop two regression models to predict financial well-being and academic success among transfer and nontransfer students who participated in the study. Implications for scholarly contributions, policy, and practice are also discussed.