ANOMALIES - INTERTEMPORAL CHOICE
ANOMALIES - INTERTEMPORAL CHOICE
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DOI：
10.1257/jep.3.4.181
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发表时间：
1989-09-01
影响因子：
8.4
通讯作者：
THALER, RH
中科院分区：
文献类型：
--
作者：
LOEWENSTEIN, G;THALER, RH
我们考察了许多情况，在这些情况下，人们似乎不会以市场利率或任何其他单一贴现率来贴现货币流动。在实验室和现场决策环境中观察到的贴现率取决于折扣的大小和符号、时间延迟、选择是加速还是延迟、选择的框架方式，以及未来的收益或成本是否会导致品尝或恐惧。
We examine a number of situations in which people do not appear to discount money flows at the market rate of interest or any other single discount rate. Discount rates observed in both laboratory and field decision-making environments are shown to depend on the magnitude and sign of what is being discounted, on the time delay, on whether the choice is cast in terms of speed-up or delay, on the way in which a choice is framed, and on whether future benefits or costs induce savoring or dread.