Relegated to chronic poverty: financial difficulties faced by people with mental illness in the United States
Relegated to chronic poverty: financial difficulties faced by people with mental illness in the United States
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陷入长期贫困：美国精神疾病患者面临的经济困难
DOI：
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发表时间：
2018
期刊：
影响因子：
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通讯作者：
Annie Harper
中科院分区：
文献类型：
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作者：
Annie Harper
这篇文章是关于生活在美国的贫困和患有精神疾病的人所面临的经济困难，以及寻求帮助他们的试点计划。在美国，数以百万计的人无法满足他们的基本需求，鉴于低收入和相对较高的生活成本，不可持续的债务水平很高。精神疾病患者在这一群体中的比例不成比例，即使是那些接受政府经济援助的人也是如此。试点项目的重点是帮助人们了解和最大限度地利用金融服务，并与当地银行和政府合作，试图改善当地可用的金融服务。美国可以从全球小额信贷的经验中学到很多东西。此外，必须改革福利制度，增加人们的收入，减少对储蓄和就业的不利因素。
This article is about the financial difficulties faced by people living in the United States who are poor and have mental illness, and a pilot programme seeking to help them. Millions of people in the United States cannot afford to meet their basic needs, and levels of unsustainable debt are high, given low incomes and a relatively high cost of living. People with mental illness are disproportionately represented among this group, even those who receive financial assistance from the government. The pilot project focused on helping people understand and make the best use of financial services, and worked with local banks and the government to try to improve locally available financial services. The United States has a great deal to learn from the experience of global microfinance. In addition, the benefits system must be reformed to increase people’s incomes, and reduce disincentives to saving and finding employment.