Participation and non-participation in FEMA's Community Rating System (CRS) program: Insights from CRS coordinators and floodplain managers

Participation and non-participation in FEMA's Community Rating System (CRS) program: Insights from CRS coordinators and floodplain managers
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参与和不参与 FEMA 社区评级系统 (CRS) 计划:CRS 协调员和洪泛区管理者的见解

DOI:
10.1016/j.ijdrr.2020.101574
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发表时间:
2020
影响因子:
5
通讯作者:
Noonan, Douglas
Noonan, Douglas
中科院分区:
地球科学2区
文献类型:
--
作者:
Sadiq, Abdul-Akeem;Tyler, Jenna;Noonan, Douglas

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鉴于洪水造成的经济影响最大,每年影响的社区比任何其他自然灾害都多,迫切需要更好地了解社区如何提高其对未来洪灾的复原力。提高社区对未来洪灾的复原力的一个机制是通过参与联邦紧急事务管理局的社区评级系统(CRS)。CRS是一项联邦自愿计划,旨在激励美国的社区实施超出国家洪水保险计划(NFIP)要求的洪泛区管理活动。作为参与更多洪泛区管理活动的交换,居住在CRS参与社区的投保人在他们的洪水保险费中获得折扣。为了更好地了解CRS参与的驱动因素,本研究使用倾向分数匹配的方法,将随机选择的100个CRS参与社区与100个非CRS参与社区进行匹配。从CRS协调员和洪泛区管理者收集的数据表明,社区参与、继续参与或不参与CRS的原因有几个。参加并继续参加CRS的主要原因是洪水保险费降低,而不加入CRS的主要原因是缺乏资源(人员、资金和时间)。
Given that floods cause the greatest economic impact and affect more communities annually than any other natural hazard, there is a compelling need to better understand how communities can enhance their resilience to future flood disasters. One mechanism for enhancing communities' resilience to future flood disasters is through participation in the Federal Emergency Management Agency's (FEMA) Community Rating System (CRS). The CRS is a federal voluntary program that incentivizes communities in the United States to implement floodplain management activities that exceed those required under the National Flood Insurance Program (NFIP). In exchange for engaging in additional floodplain management activities, policyholders residing in CRS-participating communities receive discounts in their flood insurance premiums. To better understand the factors driving CRS participation, this study uses propensity score matching to match 100 randomly selected CRS participating communities with 100 non-CRS participating communities. Data gathered from CRS coordinators and floodplain managers indicate several factors are responsible for why communities participate, continue to participate, or do not participate the CRS. The main reason for participating in the CRS and continuing to participate is the reduction in flood insurance premiums, while the main reason for not joining the CRS is lack of resources (staff, funding, and time).
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