Gender differences in risk behavior and the link to household effects and individual wealth
Gender differences in risk behavior and the link to household effects and individual wealth
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DOI：
10.1016/j.joep.2020.102266
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发表时间：
2020-10-01
影响因子：
3.5
通讯作者：
Loos, Tim
中科院分区：
文献类型：
--
作者：
Khor, Ling Yee;Sariyev, Orkhan;Loos, Tim
本研究采用家庭调查的方法，考察了男性和女性在风险行为方面的差异。家庭调查捕捉了家庭中两名成员的风险偏好，并记录了个人层面的财富，而不是通常的在家庭层面代表财富的方法。在控制了常用的解释变量（如性别、教育、年龄和财富）后，家庭固定效应解释了约15%的风险行为变异。这突出了家庭对形成一个人的风险行为的影响。总体而言，研究区域的女性比男性更厌恶风险，基于风险游戏与真实的支付。如果只关注最高土地所有者，性别差异就消失了。然而，即使在这些情况下，女性也认为自己更厌恶风险，这支持了先前研究的结果，这些研究将文化和社会规范与风险行为的性别差异联系起来。
This study examined the differences in risk behavior between men and women using a household survey that captured the risk preferences of two members in a household and recorded wealth at the individual level instead of the usual approach of representing wealth at the household level. After controlling for commonly used explanatory variables, such as gender, education, age, and wealth, household fixed effects explain about 15% of the variation in risk behavior. This highlights the magnitude of household effects in shaping one's risk behavior. In general, females in the study area are more risk averse than males based on a risk game with real payout. The gender differences disappear when focusing on only the top land owners. However, even in those cases, females consider themselves more risk averse, supporting results from previous studies that link culture and societal norms to the gender differences in risk behavior.