Efforts to end a stalemate in landslide insurance availability through inclusive policymaking: A case study in Sitka, Alaska
Efforts to end a stalemate in landslide insurance availability through inclusive policymaking: A case study in Sitka, Alaska
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通过包容性政策制定来结束山体滑坡保险供应方面的僵局：阿拉斯加州锡特卡的案例研究
DOI：
10.1016/j.ijdrr.2022.103202
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发表时间：
2022
影响因子：
5
通讯作者：
Dixon, Lloyd
中科院分区：
文献类型：
--
作者：
Izenberg, Max;Clark-Ginsberg, Aaron;Clancy, Noreen;Busch, Lisa;Schmidt, Jacyn;Dixon, Lloyd
僵局经常阻碍与灾害风险管理有关的举措，包括与风险融资有关的举措。它们可能来自利益相关者目标的不一致，以及避免在不确定情况下做出决策的认知努力。探索性行动研究技术可能有助于克服僵局，但尚未在灾害风险管理的背景下加以审查。为了填补这一空白，我们探讨了如何参与技术可以克服一个灾害风险融资相关的僵局：滑坡保险的情况下，在一个高度滑坡易发地点，锡特卡，阿拉斯加。锡特卡的滑坡保险是一个典型的僵局，因为不同的利益攸关方看到了提供滑坡保险政策的价值，但他们各自的关切和信息差距阻碍了他们对决策的信心，使滑坡保险普遍无法获得。利用一系列包容性的访谈和研讨会作为我们的参与技术，受访者描述了研讨会如何产生对滑坡保险的前景的信心，特别是通过经纪新的关系，并作为新的公私伙伴关系的催化剂，同时有效地重新构建滑坡风险融资难题。然而，他们也指出，滑坡保险的新市场需要足够的州或联邦资金支持，改进的概率滑坡模型和持续的消费者需求。这表明，参与性技术可以在克服僵局方面发挥促进作用，但只有在具备某些条件的情况下。这些研究结果可能对在灾害风险管理中面临僵局相关障碍的决策者具有相关性。
Stalemates frequently obstruct disaster risk management related initiatives, including related to risk financing. They can arise from misaligned stakeholder objectives and a cognitive effort to avoid decision-making under uncertainty. Participatory action research techniques can be useful for overcoming stalemates but have not been examined in the context of disaster risk management. To fill this gap, we explored how participatory techniques could overcome one disaster risk financing related stalemate: the case of landslide insurance in a highly landslide-prone location, Sitka, Alaska. Landslide insurance in Sitka is a classic stalemate, as diverse stakeholders see the value of offering a landslide insurance policy, but their respective concerns and information gaps stymie their ability to feel confident in decision-making making landslide insurance generally unavailable. Utilizing a series of inclusive interviews and workshops as our participatory techniques, respondents describe how the workshop engendered confidence in the prospect of landslide insurance, specifically by brokering new relationships and serving as a catalyst for new public-private partnerships while effectively reframing the landslide risk financing conundrum. However, they also note that a new market for landslide insurance requires sufficient state or Federal funding support, improved probabilistic landslide models, and sustained consumer demand. This suggests that participatory techniques can play an enabling role in overcoming stalemates, but only if certain conditions are in place. These findings may have relevance to policymakers facing stalemate-related obstacles in disaster risk management.