Old-Age Security and Silver Workers: An Empirical Survey Identifies Challenges for Companies, Insurers and Society
Old-Age Security and Silver Workers: An Empirical Survey Identifies Challenges for Companies, Insurers and Society
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老年保障和银发工人：一项实证调查确定了公司、保险公司和社会面临的挑战
DOI：
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发表时间：
2009
期刊：
影响因子：
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通讯作者：
L. Maxin
中科院分区：
文献类型：
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作者：
J. Deller;P. Liedtke;L. Maxin
由于人口的发展，已经通过了养老金改革，以使其在未来更具可持续性。最近，人们越来越认识到老年工人就业的重要性，但仍然需要改变政策。此外，未来合格工作人员的短缺将明显影响许多发达经济体在未来几十年的增长。这份探索性文件侧重于目前的经验情况和对身心健康的老年人劳动力能力的期望：德国有酬和无酬在职退休人员（银工）。介绍了银工的生活方式以及从事退休后活动的原因和退休期间工作的必要框架条件。定性和定量调查使我们能够为领导力、人力资源管理和政策以及保险业提出切实可行的建议。作者估计，吸纳银工有助于提高宏观经济增长潜力，缓解养老金体系（“第四支柱”）的压力，并提供新的商业机会。
As a result of demographic development, pension reforms have been passed to make them more sustainable for the future. More recently, understanding of the importance of the employment of older workers has been increasing but there is still the need for a policy shift. Moreover, the future shortage of qualified staff will noticeably affect the growth of many developed economies in the next decades. This explorative paper focuses on the present empirical situation and expectations of the workforce capacity of older persons in good mental and physical health: paid and unpaid active retirees in Germany (Silver Workers). The lifestyles of Silver Workers as well as reasons for engagement in post-retirement activities and necessary framework conditions of work during retirement are described. The qualitative and quantitative survey allows us to derive practical recommendations for leadership, human resource management and policies, as well as for the insurance industry. The authors estimate that integrating Silver Workers can contribute to macroeconomic growth potential, relieve old-age pension systems (“Fourth Pillar”) and provide new business opportunities.