Subjective Experiences of Clients in a Voluntary Money Management Program.
Subjective Experiences of Clients in a Voluntary Money Management Program.
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DOI：
10.1080/15487768.2013.789699
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发表时间：
2013
期刊：
影响因子：
--
通讯作者：
Rosen MI
中科院分区：
文献类型：
--
作者：
Serowik KL;Bellamy CD;Rowe M;Rosen MI
很大一部分被诊断患有精神疾病的人很难管理他们的金钱，因此许多精神治疗需要提供金钱管理援助。然而，人们对拥有资金管理人的主观体验知之甚少，现有的文献仅限于被迫与有代表性的收款人或管理人一起工作的人。在这项研究中，15人接受了采访，讲述了他们接受自愿资金管理干预的经历，该干预旨在将物质使用降至最低。客户强调了信任理财经理、财务意识(对客户日常生活中的金融交易有更强的意识)、代理自己的事务和上瘾的重要性。与对被指派代表收款人和/或管理人的人的评估形成对比的是，几乎没有提到感到被迫。这些发现表明，理财项目可以通过建立信任、将预算与客户的日常生活联系起来，以及鼓励客户控制自己的事务来解决客户的担忧。
A large proportion of people diagnosed with mental illnesses have difficulty managing their money, and therefore many psychiatric treatments involve providing money management assistance. However, little is known about the subjective experience of having a money manager, and extant literature is restricted to people forced to work with a representative payee or conservator. In this study, fifteen people were interviewed about their experience receiving a voluntary money management intervention designed to minimize substance use. Clients emphasized the importance of trusting the money manager, financial mindfulness (an enhanced awareness of the financial transactions in clients’ day-to-day lives), agency over their own affairs, and addiction. In contrast to evaluations of people assigned representative payees and/or conservators, there was little mention of feeling coerced. These findings suggest that money management programs can address client concerns by building trust, relating budgeting to clients’ day-to-day lives, and encouraging clients’ control over their own affairs.