Youth Financial Literacy: A Review of Key Considerations and Promising Delivery Methods
Youth Financial Literacy: A Review of Key Considerations and Promising Delivery Methods
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青年金融素养：关键考虑因素和有希望的交付方法的回顾
DOI：
10.1007/s10834-014-9397-0
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发表时间：
2015
影响因子：
2.4
通讯作者：
L. Borden
中科院分区：
文献类型：
--
作者：
C. Totenhagen;Deborah M. Casper;Kelsey M. Faber;Leslie A. Bosch;C. B. Wiggs;L. Borden
大多数年轻人在金融知识测试中一直拿不及格——即使是那些上过个人理财或资金管理课程的人。然而，一些特定的项目已经证明了有益的效果。因此，必须确定关键考虑因素和有希望的实施方法，这些因素和方法可能会为青年金融知识和/或行为的积极变化提供信息。在本研究中，我们对目前有关青少年金融素养教育的文献进行了全面的回顾，目的是找出可能影响积极变化的金融教育项目的特征。本文详细讨论了关于这些关键考虑因素和有希望的交付方法的文献结果，并酌情注意发展方面的考虑因素。
The majority of youth consistently receive failing scores on financial literacy tests—even those who have taken courses on personal finance or money management. Some specific programs, however, have demonstrated beneficial effects. Thus, it is imperative to identify the key considerations and promising delivery methods which may inform positive changes in financial literacy and/or behavior among youth. In the present study, we conducted a comprehensive review of the current literature on youth financial literacy education, with the goal of identifying characteristics of financial education programs which may influence positive changes. The findings from the literature on these key considerations and promising delivery methods are discussed in detail, with attention given to developmental considerations as appropriate.