FINANCIAL MANAGEMENT IN SELF-HELP HOUSING

FINANCIAL MANAGEMENT IN SELF-HELP HOUSING
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自助住房的财务管理

DOI：
10.3130/aija.74.2049
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发表时间：
2009
期刊：
影响因子：
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通讯作者：
Nobuyuki Ogura
Nobuyuki Ogura
中科院分区：
--
文献类型：
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作者：
Kamruzzaman;Nobuyuki Ogura

文献摘要

被引文献

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本文的目的是展示一个清晰而全面的框架，以了解零星住房建设的财务管理。为实现这一目标，在孟加拉国达卡市的一个典型居民区进行了一次务实的实地调查。研究表明，家庭在获得正规融资的同时陷入了无形的债务陷阱。他们采用不同的非常规融资方式来缩小融资缺口。它包括多余资产、无息贷款和有息贷款 *1。然而，结果表明，一项财务战略要取得成功，就必须同时利用正规和非正规资金。
The aim of this paper is to demonstrate a clear and comprehensive framework to understand financial management in piecemeal housing construction. A pragmatic field survey was conducted to attain the objectives in a typical residential area in Dhaka city, Bangladesh. The study reveals that households fall into an invisible debt trap while they access formal finance. They adopt different non-conventional finances to lessen the finance gap. It includes redundant assets, interest free loans and with interest loans*1. Result, however, showed that, for a financial strategy to be successful, it has to made use of both formal and informal finances.