Workers' Compensation Insurance and the Duration of Workplace Injuries

Workers' Compensation Insurance and the Duration of Workplace Injuries
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工伤保险和工伤持续时间

DOI:
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发表时间:
1990
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影响因子:
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通讯作者:
A. Krueger
A. Krueger
中科院分区:
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文献类型:
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作者:
A. Krueger

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本文使用了一个新的行政微观数据集,以研究明尼苏达州工伤持续时间的最低和最高工人赔偿福利的立法增加的影响。由于立法的结果,某些收入群体的工人如果在增加福利的生效日期之后受伤,则得到较高的福利,而其他收入群体的工人无论何时受伤,都得到同样的福利。该分析比较了受福利增加影响的工人与未受福利增加影响的工人的平均对数损伤持续时间的变化。研究结果表明,与福利没有变化的工人组相比,福利增加5%的工人组的伤害持续时间增加了8%。其他研究结果表明,自我保险公司的员工谁是在工作中受伤往往比员工更快地返回工作经验不足的评级公司谁招致类似的伤害。
This paper uses a new administrative micro-data set to examine the effect of a legislated increase in the minimum and maximum workers' compensation benefit on the duration of workplace injuries in Minnesota. As a result of legislation, workers in some earnings groups received higher benefits if they were injured after the effective date of the benefit increase, while workers in other earnings groups received the same benefit regardless of when they were injured. The analysis compares the change in mean log injury duration for workers who were affected by the benefit increase to that of workers who were not affected by the benefit increase. The findings indicate that the duration of injuries increased by 8 percent more for the group of workers that experienced a 5 percent increase in benefits than for the group of workers that had no change in their benefit. Additional findings suggest that employees of self-insured firms who are injured on the job tend to return to work faster than employees of imperfectly experience rated firms who incur similar injuries.