Credit practices and networks in the medieval Italian city: the <i>memoriale</i> of Dr Iacopo di Coluccino of Lucca

Credit practices and networks in the medieval Italian city: the <i>memoriale</i> of Dr Iacopo di Coluccino of Lucca
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中世纪意大利城市的信用实践和网络:卢卡 Iacopo di Coluccino 博士的<i>纪念碑</i>

DOI:
10.1080/03044181.2022.2132415
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发表时间:
2022
影响因子:
0.4
通讯作者:
Nakaya So
Nakaya So
中科院分区:
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作者:
岡美穂子責任編集;粟屋祐作・池田榮史・諫早庸一・磯寿人・市川裕・伊藤幸司・稲田奈津子・榎本渉・岡田康博・小澤実・海邉博史・鹿毛敏夫・久留島典子・櫻井康人・篠塚明彦・妹尾達彦・関周一・高橋慎一朗・仲田公輔・中村和之・南雲泰輔・橋爪烈・廣川みどり・福本淳・藤井崇・古澤義久・三浦徹・宮武志郎・向正樹・村木二郎ほか4名著;岩井淳;Chikara Uchida;Nakaya So

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卢切斯医生亚科波·迪·科卢奇诺(Iacopo di Coluccino,1373-1416)保存的备忘录(Amemoriale),让我们得以深入了解意大利14世纪末和15世纪的富裕公民的非正式信贷行为和普通人的信贷网络,其方式在研究放债人的账簿、公证登记簿或法庭记录时并不明显。Iacopo大师提供小额信贷,如现金、货物或赊销,而不收取抵押品,在许多情况下也不依赖公证人。这是可能的,因为他的信贷网络仅限于熟人和租户,而且向面临困难的租户提供的贷款具有合作性质。他有时对有偿付能力的客户提起法律的诉讼,以强制收回债务。他的信用网络与其他富有的市民、地方银行和当铺的信用网络并存和重叠,通过他的客户借贷行为,他与城乡经济有着深刻而广泛的牵连。
Amemoriale, or memorandum book, kept by the Lucchese doctor, Iacopo di Coluccino (1373–1416), offers insight into informal credit practices of wealthy citizens and credit networks among ordinary people in late fourteenth- and fifteenth-century Italy, in ways not evident from studies of moneylenders’ books, notarial registers or court records. Maestro Iacopo provided small amounts of credit as cash, goods or sales on credit without taking collateral or, in many cases, relying on notaries. This was possible because his credit network was confined to acquaintances and tenants, and because loans to the latter who faced difficulty had a co-operative nature. He sometimes brought legal proceedings against solvent clients to enforce debt collection. His credit network co-existed and overlapped with those of other wealthy citizens, local banks and pawnshops, and through his clients’ borrowing practices, he was deeply and extensively implicated in the urban and rural economy.