Are women more risk averse?
Are women more risk averse?
复制标题
DOI：
10.1111/j.1465-7295.1998.tb01740.x
复制
发表时间：
1998-10-01
期刊：
影响因子：
1.8
通讯作者：
Bernasek, A
中科院分区：
文献类型：
--
作者：
Jianakoplos, NA;Bernasek, A
我们发现，单身女性在财务决策中表现出比单身男性更多的风险规避。利用我们。样本数据，我们检查家庭持有的风险资产，以确定是否有金融风险承担的性别差异。随着财富的增加，单身女性作为风险资产持有的财富比例估计比单身男性增加的少。金融风险承担的性别差异也受到年龄，种族和子女数量的影响。更大的金融风险规避可能为女性财富水平低于男性提供了一种解释。(JEL J16、D81、G11）。
We find that single women exhibit relatively more risk aversion in financial decision making than single men. Using US. sample data, we examine household holdings of risky assets to determine whether there are gender differences in financial risk taking. As wealth increases, the proportion of wealth held as risky assets is estimated to increase by a smaller amount for single women than for single men. Gender differences in financial risk taking are also influenced by age, race, and number of children. Greater financial risk aversion may provide an explanation for women's lower levels of wealth compared with men's. (JEL J16, D81, G11).