The financialisation of the social project: Embedded liberalism, neoliberalism and home ownership
The financialisation of the social project: Embedded liberalism, neoliberalism and home ownership
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DOI：
10.1177/0042098014528394
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发表时间：
2015-02-01
期刊：
影响因子：
4.7
通讯作者：
Hirayama, Yosuke
中科院分区：
文献类型：
--
作者：
Forrest, Ray;Hirayama, Yosuke
本文认为，无情的商品化逻辑已经破坏了当代资本主义社会水泥的一个关键要素：住房所有权。为了解决这一问题，本文探讨了战后住房所有权社会项目的发展，并特别参考了美国、日本、英国和澳大利亚等成熟的住房所有权社会。然后，论文概述了危机后住房所有权制度中出现的新断层和裂缝，以及更有活力的、金融化的私人房东制度是如何从次贷危机的废墟中崛起的。一个关键的论点是，在一个新的、更激烈的住房商品化过程中，对上一代人来说，拥有住房的社会项目承诺已经转变为对当代人来说，私人房东的承诺。总之，嵌入凯恩斯主义的自由主义的社会计划已经被新自由主义的经济计划所破坏。
This paper argues that the relentless logic of commodification has served to undermine a key element of the social cement of contemporary capitalism: home ownership. In addressing this issue, the paper explores the development of the post war social project' of home ownership with particular reference to mature home ownership societies such as the USA, Japan, Britain and Australia. The paper then outlines the new fault lines and fractures which have emerged in post-crisis home ownership systems and the way in which a more vigorous, financialised private landlordism has emerged from the debris of the subprime meltdown. A key argument is that in a new and more intensified process of housing commodification, the social project promise of home ownership for a previous generation has shifted to a promise of private landlordism for current generations. In summary, the social project of Keynesian-embedded liberalism has been undermined by the economic project of neoliberalism.