Blockchain and supply chain finance: a critical literature review at the intersection of operations, finance and law
Blockchain and supply chain finance: a critical literature review at the intersection of operations, finance and law
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DOI：
10.1007/s42786-022-00040-1
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发表时间：
2022-05-09
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在当前环境下，新型冠状病毒疫情暴露了现有纸质贸易和供应链金融系统的脆弱性，数字化转型有望缓解国际贸易摩擦。在这里，我们及时回顾了最先进的行业应用和理论观点，探讨了如何将区块链作为供应链金融系统数字化的媒介。我们认为，区块链技术通过减少效率低下和提高各方之间的可见性，在供应链金融解决方案中具有创新促进作用，迄今为止，这一直是该领域的主要挑战。基于对学术文献的回顾以及对已出现的行业解决方案的分析，我们确定并讨论了供应链融资中遇到的财务，运营和法律的挑战以及区块链解决这些限制的承诺。我们讨论了区块链的瓶颈和好处，并确定了区块链支持的贸易和供应链融资出现所需的一些必要条件，例如在供应链参与者之间建立合作竞争，与物联网系统集成以提高数据质量，以及监管和法律的框架的改革。最后，我们确定了有前途的研究方向的实施过程中，邀请进一步研究的商业模式向更具协作性的转变。
In the current environment, where the Covid-19 pandemic has exposed the vulnerabilities of the incumbent paper-based trade and supply chain finance systems, digital transformation pledges to alleviate the friction on international trade. Here, we provide a timely review of state-of-the-art industry applications and theoretical perspectives on the use of blockchain as the medium toward digitalisation for supply chain finance systems. We argue that blockchain technology has an innovation promoting role in supply chain finance solutions through reducing inefficiencies and increasing visibility between different parties, which have hitherto constituted the main challenges in this sphere. Based on a review of the academic literature as well as an analysis of the industrial solutions that have emerged, we identify and discuss the financial, operational and legal challenges encountered in supply chain financing and the promise of blockchain to address these limitations. We discuss the bottlenecks as well as the benefits of blockchain and identify some necessary conditions required for the emergence of blockchain-enabled trade and supply chain financing, such as the establishment of co-opetition among supply chain actors, integration with IoT systems for data quality, and reform of regulatory and legal frameworks. We conclude by identifying promising research directions about the implementation process, inviting further research into the transformation of business models toward a more collaborative nature.