Agricultural Microcredit for Tenant Farmers: Evidence from a Field Experiment in Bangladesh
Agricultural Microcredit for Tenant Farmers: Evidence from a Field Experiment in Bangladesh
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佃农的农业小额信贷：来自孟加拉国田间实验的证据
DOI：
10.1093/ajae/aay070
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发表时间：
2018
影响因子：
4.2
通讯作者：
Ahmed Md Shakil
中科院分区：
文献类型：
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作者：
Hossain Marup;Malek MohammadAbdul;Hossain Md Amzad;Reza Md Hasib;Ahmed Md Shakil
我们在随机对照试验(RCT)的基础上研究了农业小额信贷计划对孟加拉国小型、边缘和无土地租户农民生计的影响。20%的符合条件的家庭在干预开始后的两年内从该计划获得至少一笔贷款。结果表明，获得信贷对现代水稻品种(MV)的采用和水稻产量具有积极但不准确的估计效应。小额信贷计划增加了农作物农场的收入，但对总收入或支出没有显著影响。尽管该计划对大多数经济结果没有显著影响，但它表明目标农民的农场活动有所增加。我们的研究表明，在不解决其他制约因素的情况下促进获得信贷，可能不足以增加租户农民的投资和利润。
We study the impact of an agricultural microcredit program on the livelihoods of small, marginal, and landless tenant farmers in Bangladesh based on a Randomized Control Trial (RCT). Twenty percent of eligible households acquire at least one loan from the program within two years of the start of the intervention. Results show that access to credit has positive but imprecisely estimated effects on adoption of modern varieties (MV) of rice as well as rice yield. The microcredit program increases crop farm income but has no significant effect on total income or expenditure. Although the program does not have a significant effect on most economic outcomes, it demonstrates an increase in farm activities among the targeted farmers. Our study suggests that facilitating access to credit without addressing other constraints may not be enough to increase investment and profits of tenant farmers.