Home-ownership and family formation

Home-ownership and family formation
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房屋所有权和家庭组建

DOI:
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发表时间:
2006
期刊:
影响因子:
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通讯作者:
C. Mulder
C. Mulder
中科院分区:
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文献类型:
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作者:
C. Mulder

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在西方国家,拥有住房和组建家庭是紧密联系在一起的。从大多数关于住房所有权过渡的研究中,人们得到的印象是,家庭形成与住房所有权之间的联系是积极的:在几个国家,家庭形成似乎加速了获得住房的过程。然而,也有人认为,在个人或家庭层面上,拥有住房与组建家庭之间可能存在负相关,因为拥有住房的成本可能与养育子女的成本相竞争。研究还发现,欧洲住房拥有率最高的国家也是生育率最低的国家。这篇论文的目的是通过建立一个既包括个人和家庭的微观层面,又包括国家的宏观层面的理论论证,来调和关于住房所有权和家庭形成之间关系的这些看似矛盾的发现。
In Western countries, home-ownership and family formation are closely connected. From most research on the transition to home-ownership, one gets the impression that the association between family formation and home-ownership is positive: family formation seems to speed up the process of acquiring a home in several countries. However, it has also been argued that there might be a negative association between home-ownership and family formation at the individual or household level, because the cost of home-ownership might compete with the cost of rearing children. And it has also been found that those countries in Europe with the highest levels of home-ownership are also those with the lowest fertility. The aim of this paper is to reconcile these seemingly contradicting findings on the association between home-ownership and family formation by developing a theoretical argument comprising both the micro level of individuals and households and the macro level of countries.