Institutional and non-institutional credit in agriculture: case study of Hugli district of West Bengal
Institutional and non-institutional credit in agriculture: case study of Hugli district of West Bengal
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农业中的机构和非机构信贷：西孟加拉邦胡格利地区的案例研究
DOI：
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发表时间：
1998
影响因子：
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通讯作者：
sharmi deb
中科院分区：
文献类型：
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作者：
M. Rajeev;sharmi deb
自20世纪70年代末以来，西孟加拉邦的农业生产率一直在高速增长。这一时期还见证了非正规信贷市场的发展，出现了一个新的贷款类别，包括（HYV fiertiliser和杀虫剂）贸易商，以满足农民的流动资金需求。对西孟加拉Hugli地区的调查表明，小农和边缘农民对这一市场的依赖程度很高。由于无法从正规机构获得相对廉价的信贷，这些农民被迫依赖高利息的贷款来实现生产目的，从而面临陷入长期负债的恶性循环的风险。
West Ben,gal has been experiencing high growth of agricultural productivity since late 1970s. This period has also wittnessed a growth of an informal credit market with a new lending class comprising traders (of HYV fiertilisers and pesticides), catering to the working capital needs of the farmers. A survey of Hugli district of West Bengal shows a high dependence of the small and marginalfarmers on this market. Deprived of the relativel cheaper credit fromin the formal institutions these farmers are compelled to depend on high interest beariig loans Jfr productive purposes and thereby face the risk of falling into a vicious cycle of perennial indebtedness.