The impact of HDHPs on service use and spending for substance use disorders.
The impact of HDHPs on service use and spending for substance use disorders.
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DOI:
10.37765/ajmc.2022.89250
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发表时间:
2022-10
期刊:
影响因子:
--
通讯作者:
Barry CL
中科院分区:
文献类型:
--
作者:
Eisenberg MD;Kennedy-Hendricks A;Schilling C;Busch AB;Huskamp HA;Stuart EA;Meiselbach MK;Barry CL
While high-deductible health plans (HDHPs) reduce healthcare spending, higher deductibles may lead to foregone care. Our goal was to determine the effects of HDHPs on the use of and spending on SUD services. We used difference-in-differences models to compare service use and spending for treating SUD among enrollees who were newly offered a HDHP relative to enrollees only offered traditional plan options throughout the study period. We used de-identified commercial claims data from OptumLabs® (2007-2017) to identify a sample of 28,717,236 person-years (2.2% with a diagnosed SUD). The main independent measure was an indicator for being offered a HDHP. The main dependent measures were the probability of (and spending associated with) using SUD services and specific treatment types. Enrollees were 6.6% (p<0.001) less likely to use SUD services after being offered a HDHP relative to the comparison group. Reductions were concentrated in inpatient, intermediate and ambulatory care, and medication use. Being offered a HDHP was associated with a decrease of 21% (p<0.001) on health plan spending and an increase of 14% (p<0.01) on out-of-pocket spending. Offering a HDHP was associated with a reduction in SUD service use and a shift in spending from the plan to the enrollee. In the context of the US drug epidemic, study findings highlight a concern that the movement towards HDHPs may be exacerbating under-treatment of SUD.
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