Consumer Directed Healthcare: Except for the Healthy and Wealthy It’s Unwise
Consumer Directed Healthcare: Except for the Healthy and Wealthy It’s Unwise
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消费者导向的医疗保健：除了健康和富有的人之外，这是不明智的
DOI：
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发表时间：
2007
影响因子：
5.7
通讯作者：
D. Himmelstein
中科院分区：
文献类型：
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作者：
S. Woolhandler;D. Himmelstein
许多政治家和商界领袖都在倡导与健康储蓄账户挂钩的高免赔额健康保险计划，即所谓的消费者导向型医疗保健。这些政策惩罚了病人，阻碍了必要的护理（特别是初级和预防性护理），并直接向最富有的美国人提供税收补贴。这些措施对减慢医疗成本增长的希望不大，并会进一步增加官僚成本，使我们的医疗融资制度更加复杂。
Many politicians and business leaders are advocating high deductible health insurance plans linked with health savings accounts—so-called consumer-directed healthcare. These policies penalize the sick, discourage needed care (especially primary and preventive care), and direct tax subsidies towards the wealthiest Americans. They offer little hope of slowing the growth of health care costs and add further bureaucratic costs and complexity to our health care financing system.