Is Climbing Difficult? A Gendered Analysis on the Use of Financial Services in Ghana and South Africa

Is Climbing Difficult? A Gendered Analysis on the Use of Financial Services in Ghana and South Africa
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爬山难吗?

DOI:
10.2139/ssrn.2345605
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发表时间:
2013
期刊:
Household Finance eJournal
影响因子:
--
通讯作者:
T. Arun
T. Arun
中科院分区:
--
文献类型:
--
作者:
S. Annim;T. Arun

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本文利用加纳和南非的Finmark国家级数据,研究了在使用投资和保险等高级金融服务方面的性别差距。主要的观察结果是,南非的女性比加纳的女性更有可能使用一般的金融和投资产品。调查结果还显示,在加纳,在使用金融服务方面的性别差异很大程度上可归因于未被观察到的特征,主要与阻碍妇女使用金融服务的态度和观念有关。
This paper examines the gender gaps in the use of higher-order financial services such as investment and insurance, draws on the FinMark national-level data from Ghana and South Africa. The main observation is that females in South Africa are more likely to use general financial and investment products than in Ghana. The results also reveal that in Ghana, a substantial part of the gender differentials in the use of financial services can be attributed to unobserved characteristics, mostly related to attitude and perceptions that inhibit women's use of financial services.
获得融资的决定因素:对 Mzansi 干预的调查
DOI: 10.1057/ejdr.2011.59
发表时间: 2011
期刊: The European Journal of Development Research
影响因子: --
作者:
Kostov P
通讯作者: Kostov P
观念和行为对获取和使用金融服务的影响:来自南非的证据
DOI: --
发表时间: 2012
期刊: --
影响因子: --
作者:
Annim, Samuel
通讯作者: Annim, Samuel