Economic Literacy: An International Comparison
Economic Literacy: An International Comparison
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DOI：
10.1111/j.1468-0297.2010.02397.x
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发表时间：
2010-11-01
期刊：
影响因子：
3.2
通讯作者：
Jappelli, Tullio
中科院分区：
文献类型：
--
作者：
Jappelli, Tullio
本文使用了55个国家1995年至2008年的国际面板数据，将经济素养指标与大量宏观经济和制度变量相结合。结果表明，各国的金融和经济能力存在很大的异质性，人力资本指标（PISA测试分数和大学出勤率）与经济素养呈正相关。此外，社会保障制度较慷慨的国家的居民一般文化程度较低，这支持了这样一种假设，即获得经济知识的动机与可供私人积累的资源数量有关。
This article uses international panel data on 55 countries from 1995 to 2008, merging indicators of economic literacy with a large set of macroeconomic and institutional variables. Results show that there is substantial heterogeneity of financial and economic competence across countries, and that human capital indicators (PISA test scores and college attendance) are positively correlated with economic literacy. Furthermore, inhabitants of countries with more generous social security systems are generally less literate, lending support to the hypothesis that the incentives to acquire economic literacy are related to the amount of resources available for private accumulation.