Islamic Banks and Financial Stability: An Empirical Analysis
Islamic Banks and Financial Stability: An Empirical Analysis
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DOI：
10.1007/s10693-010-0089-0
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发表时间：
2010-12-01
影响因子：
1.4
通讯作者：
Hesse, Heiko
中科院分区：
文献类型：
--
作者：
Cihak, Martin;Hesse, Heiko
伊斯兰银行的相对财务实力是根据经验评估的证据，包括个别伊斯兰和商业银行在19个银行系统与伊斯兰银行的大量存在。我们发现：（a）小型伊斯兰银行的财务状况往往比小型商业银行更强;（B）大型商业银行的财务状况往往比大型伊斯兰银行更强;（c）小型伊斯兰银行的财务状况往往比大型伊斯兰银行更强，这可能反映了大型伊斯兰银行信贷风险管理的挑战。我们还发现，伊斯兰银行的市场份额对其他银行的财务实力没有显著影响。
The relative financial strength of Islamic banks is assessed empirically based on evidence covering individual Islamic and commercial banks in 19 banking systems with a substantial presence of Islamic banking. We find that (a) small Islamic banks tend to be financially stronger than small commercial banks; (b) large commercial banks tend to be financially stronger than large Islamic banks; and (c) small Islamic banks tend to be financially stronger than large Islamic banks, which may reflect challenges of credit risk management in large Islamic banks. We also find that the market share of Islamic banks does not have a significant impact on the financial strength of other banks.