The Impact of Financial Innovation Investment Support on SME Competitiveness
The Impact of Financial Innovation Investment Support on SME Competitiveness
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DOI：
10.7441/joc.2021.03.06
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发表时间：
2021-09-01
影响因子：
7.3
通讯作者：
Mentel, Grzegorz
中科院分区：
文献类型：
--
作者：
Lewandowska, Anna;Bilan, Yuriy;Mentel, Grzegorz
本文探讨了金融支持（特别是欧盟结构基金作为凝聚力政策的主要工具）的投资作为杠杆的中小企业创新发展在波兰。欧盟委员会大力强调其凝聚力政策和对中小企业的支持的重要性。欧洲企业受到信贷紧缩的严重影响，随着银行进行重组，从资产负债表中消除受损资产，情况可能会恶化。支持中小企业和促进创业对于经济发展和竞争力至关重要，特别是在欠发达地区。这项研究的主要目的是确定对投资的财政支持，特别是欧盟结构基金对波兰中小企业竞争力的影响。本文对CATI在805家企业中进行的数据进行了实证分析。我们了解到中小企业如何评估来自不同来源的资金支持沿着对中小企业竞争力的影响。关系和依赖关系的主要统计检验是卡方独立性检验和Cramer's V。我们的研究结果表明，中小企业没有有效地利用金融支持。此外，微型企业在得到欧盟基金的财政支助后，效率最低。这种支持往往具有需求驱动的效果，但并不能提高公司的竞争力。
This article examines financial support (especially EU Structural Funds as the main tool of cohesion policy) for investments as a lever for the development of SME innovativeness in Poland. The European Commission strongly stresses the importance of their cohesion policy and support for SMEs. European enterprises have suffered significantly from the credit crunch, and the situation could worsen as banks engage in restructuring to eliminate impaired assets from their balance sheets. Supporting SMEs and promoting entrepreneurship is essential for economic development and competitiveness, especially in less developed regions. The main aim of this study is to establish the impact of financial support for investments, especially from EU Structural Funds, on SME competitiveness in Poland. We have analyzed empirically the data drawn from CATI carried out among 805 firms. We have learned how SMEs assess the financial support from different sources along with the resulting impact on the competitiveness of SMEs. The main statistical test for relationships and dependencies was the chi-square independence test and Cramer's V. The results of our research show that SMEs have not used financial support efficiently. Moreover, micro-enterprises were shown to be the least effective after receiving financial support from EU funds. This support often has a demand-driven effect, but it does not improve firm competitiveness.