The Role of Informal Credit on Agriculture: An Assessment of Small Scale Maize Farmers Utilization of credit in Jema`a Local Government Area of Kaduna State, Nigeria
The Role of Informal Credit on Agriculture: An Assessment of Small Scale Maize Farmers Utilization of credit in Jema`a Local Government Area of Kaduna State, Nigeria
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非正式信贷对农业的作用：尼日利亚卡杜纳州杰马地方政府区小规模玉米种植户信贷利用情况评估
DOI：
10.9734/ajea/2015/12099
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发表时间：
2015
期刊：
影响因子：
--
通讯作者：
H. Shuaibu
中科院分区：
文献类型：
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作者：
H. O. Yusuf;P. Ishaiah;O. Yusuf;H. Yusuf;H. Shuaibu
为评估非正规信贷对卡杜纳州杰马地方政府地区小规模玉米农民的作用进行了评估。这些数据主要是通过向Jemaa地方政府地区4个村庄特意挑选的75名农民发放问卷获得的。收集了有关玉米种植者的社会经济特征、玉米生产的成本和收益以及妨碍非正式信贷获得的制约因素的数据。研究表明，研究区玉米生产是有利可图的。建议探索适当的机制，协调研究区域内现有的各种非正式信贷来源，以简化其基本运作，以便为向小规模农户提供贷款制定共同的条件和准则。
Carried out to Assess the roles of informal credit to small scale maize farmers in Jemaa Local Government Area of Kaduna State. The data were obtained primarily by administering questionnaires to 75 farmers that were purposively selected from 4 villages in Jemaa Local Government Area. Data were collected on socio-economic characteristics of maize farmers, cost and returns of maize production and constraints militating against informal credit acquisition. The study showed that maize production in the study area was profitable. It was recommended that Suitable mechanism should be explored to provide coordination of various informal credit sources existing in the study area in order to streamline their basic operation with a view to instituting common conditionality and guidelines for lending of credit to small scale farmers.