Understanding Disaster Insurance: New Tools for a More Resilient Future
Understanding Disaster Insurance: New Tools for a More Resilient Future
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了解灾难保险：打造更具复原力的未来的新工具
DOI：
10.1089/scc.2023.0008
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发表时间：
2023
期刊：
影响因子：
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通讯作者：
Jacob Koski
中科院分区：
文献类型：
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作者：
Jacob Koski
如果保险是真正的风险降低，这将意味着购买保险保证降低风险。最后一节对保险业的未来提出了谨慎乐观的现实，例如包容性保险的方法，并描述了保险业在一个自然积极的世界中的样子。然而，保险公司只有在所涉及的逆向选择或道德风险处于足够低的阈值时才提供保险单，以至于保险公司不相信他们会在保单上赔钱。[摘自文章]可持续发展与气候变化的版权是玛丽安利伯特公司的财产。未经版权保持器的明确书面许可，其内容不得复制或通过电子邮件发送到多个站点或张贴到列表服务器。但是，用户可以打印，下载或电子邮件的文章供个人使用。这篇摘要可以删节。不保证副本的准确性。用户应参考原始出版版本的材料的完整摘要。版权适用于所有摘要。
If insurance were true risk reduction, it would mean that the purchase of insurance guarantees a reduction of risk. The final section proposes cautiously optimistic realities for the future of insurance, such as methods of inclusive insurance and a description of how insurance looks in a naturally positive world. An insurer, however, only offers an insurance policy when the adverse selection or moral hazard involved is at a low enough threshold that the insurer does not believe they will lose money on the policy.[Extracted from the article]Copyright of Sustainability & Climate Change is the property of Mary Ann Liebert, Inc. and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. Copyright applies to all Abstracts.