Bitcoin and the Future of Digital Payments
Bitcoin and the Future of Digital Payments
复制标题
比特币和数字支付的未来
DOI：
10.2139/ssrn.2631314
复制
发表时间：
2015
期刊：
影响因子：
--
通讯作者：
William J. Luther
中科院分区：
文献类型：
--
作者：
William J. Luther
In just six years, bitcoin has gone from a relatively obscure piece of code to an internationally recognized form of payment. Yet, opinions about bitcoin’s future are mixed. After considering the major factors affecting bitcoin’s future use, I offer some modest predictions. In brief, I expect (1) the share of electronic transactions will continue to increase; (2) blockchain technology will be widely adopted to process these digital payments; (3) bitcoin and other cryptocurrencies, to the extent that they survive at all, will likely function exclusively as niche monies; and (4) bitcoin or some other cryptocurrency might function as more than a niche money in countries with especially weak currencies, even though these countries would seem to pose the greatest regulatory risk to bitcoin.
