Cost X-Efficiency in China's Banking Sector
Cost X-Efficiency in China's Banking Sector
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DOI：
10.2139/ssrn.903346
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发表时间：
2005
期刊：
影响因子：
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通讯作者：
Shelagh A. Heffernan;Maggie X. Fu
中科院分区：
文献类型：
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作者：
Shelagh A. Heffernan;Maggie X. Fu
本文采用随机前沿方法，对1985-2002年间中国银行业的成本x效率进行了研究。其目的是评估不同的所有制类型和银行改革是否会影响x效率。估计了一个两阶段回归模型，以确定影响x效率的重要变量。结果表明，平均而言，银行的运营效率比x效率边界低50-60%。股份制银行的x效率高于国有商业银行，而且在银行改革的第一阶段，x效率似乎更高。
Employing the stochastic frontier approach, this paper investigates cost X-efficiency in China's banking sector over the period 1985-2002. The objective is to assess whether different ownership types and banking reforms affect X-efficiency. A two-stage regression model is estimated to identify the significant variables influencing X-efficiency. The results show that on average, banks are operating 50-60% below the X-efficiency frontier. The jointstock banks are found to be more X-efficient than the state-owned commercial banks, and it appears that X-efficiency was higher during the first phase of bank reform.