Wealth and Portfolio Composition
Wealth and Portfolio Composition
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财富和投资组合构成
DOI：
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发表时间：
2005
期刊：
影响因子：
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通讯作者：
M. Padula
中科院分区：
文献类型：
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作者：
Dimitrios Christelis;T. Jappelli;M. Padula
本文提供了家庭总财富、金融资产和老年人金融资产构成的基本统计数据，作为老年人幸福感和生活质量的关键指标。各国总财富中位数的差异远小于金融财富中位数的差异。至于金融资产所有权，这一章主要关注债券、股票、共同基金和人寿保险政策，并记录了北欧和地中海国家之间的两极分化。与南欧相比，北欧和中欧的老年人倾向于更多地投资股票，投资组合也更加多样化。本章还提供了有关金融风险暴露与年龄以及老年人管理金融资产的时间之间关系的见解。
This paper provides basic statistics on household total wealth, financial assets, and financial assets composition of the elderly as key indicators of the well-being and quality of life of the elderly. Median total wealth varies much less than median financial wealth across countries. As for financial asset ownership, the chapter focuses on bonds, stocks, mutual funds and life-insurance policies and documents the polarization between Nordic and Mediterranean countries. The elderly tend to invest more in stocks and to have a more diversified portfolio in Northern and Central Europe than in the South. The chapter also offers insights about the relation between financial risk exposure and age and the time that the elderly spend managing their financial assets.