Competition in UK Banking: A Report to the Chancellor of the Exchequer
Competition in UK Banking: A Report to the Chancellor of the Exchequer
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英国银行业的竞争：给英国财政大臣的报告
DOI：
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发表时间：
2000
期刊：
影响因子：
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通讯作者：
D. Cruickshank
中科院分区：
文献类型：
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作者：
D. Cruickshank
审查深入调查了三个领域：资金传输--公司、个人和政府之间通过支付系统的资金流动；对个人客户的服务；以及对中小型企业(SME)的服务。它提出了以下问题：竞争有效吗？未来会让事情变得更好吗？对于第一个问题，三组人的答案都是否定的。检讨的结论是，为政府与银行业之间的关系制订新的政策架构，是迈向增加竞争的重要第一步。
The Review investigated three areas in depth: money transmission - the flow of money between firms, individuals and government through the payments system; services to personal customers; and services to small and medium-sized businesses (SMEs). It posed the following questions: is competition effective?; will the future change things for the better? The answer to the first question was No for all three groups. The Review concludes that the essential first step towards increased competition is a new policy framework for the relationship between government and the banking industry.