The Economics of Microfinance, Second Edition
The Economics of Microfinance, Second Edition
复制标题
小额信贷经济学，第二版
DOI：
--
复制
发表时间：
2010
期刊：
影响因子：
--
通讯作者：
J. Morduch
中科院分区：
文献类型：
--
作者：
B. Armendáriz;J. Morduch
小额信贷革命使全世界1.5亿多贫困人口能够在没有抵押品的情况下获得小额贷款、积累资产和购买保险。提供可靠和负担得起的金融服务可以产生强大的经济和社会影响，这一想法吸引了世界各地的政策制定者、活动家、银行家和研究人员的想象力；2006年诺贝尔和平奖被授予小额信贷先驱穆罕默德·尤尼斯和孟加拉国格莱珉银行。本书对金融市场在贫困社区的全球扩张进行了通俗易懂、引人入胜的分析。它向读者介绍了推动小额信贷的关键思想，将理论与经验数据相结合，并解决了一系列问题，包括储蓄和保险、妇女的作用、影响衡量和管理激励。这第二版已全面更新，以反映最新的数据。关于商业化的新章节描述了小额信贷机构投资的快速增长以及在实现社会和金融目标的努力中固有的紧张关系。关于信贷合同、储蓄和保险以及性别的章节已大大扩充；影响测量一章新增了一个章节，描述了随机对照试验日益增长的重要性；关于管理小额信贷的章节为机构转型中的治理问题提供了一个新的视角。附录和问题集涵盖了技术材料。
The microfinance revolution has allowed more than 150 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. The idea that providing access to reliable and affordable financial services can have powerful economic and social effects has captured the imagination of policymakers, activists, bankers, and researchers around the world; the 2006 Nobel Peace Prize went to microfinance pioneer Muhammed Yunis and Grameen Bank of Bangladesh. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives. This second edition has been updated throughout to reflect the latest data. A new chapter on commercialization describes the rapid growth in investment in microfinance institutions and the tensions inherent in the efforts to meet both social and financial objectives. The chapters on credit contracts, savings and insurance, and gender have been expanded substantially; a new section in the chapter on impact measurement describes the growing importance of randomized controlled trials; and the chapter on managing microfinance offers a new perspective on governance issues in transforming institutions. Appendixes and problem sets cover technical material.