Discouraged Advisees? The Influence of Gender, Ethnicity, and Education in the Use of Advice and Finance by UK SMEs
Discouraged Advisees? The Influence of Gender, Ethnicity, and Education in the Use of Advice and Finance by UK SMEs
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灰心丧气的顾问？
DOI：
10.1068/c0806b
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发表时间：
2009
期刊：
影响因子：
--
通讯作者：
D. Irwin
中科院分区：
文献类型：
--
作者：
J. Scott;D. Irwin
我们调查了性别、种族和教育在英国中小企业(SME)使用外部建议和融资方面的影响。为分析对400家中小企业的电话调查结果，开发了一个“不鼓励的被咨询者”的概念模型。我们发现，使用外部建议与银行融资能力之间存在关联。此外，男性和黑人和少数族裔(BME)参与者都更有可能向家人和朋友寻求建议，而女性使用Business Link的可能性是男性的两倍。BME的企业主被劝阻不要使用不太“可信”的来源，如Business Link，因为他们可能认为这些来源没有足够的量身定制，或者他们会提供不适当的建议。因此，研究结果支持了我们的劝阻被建议者的概念模型，并对为BME社区的企业主提供建议具有一定的指导意义。
We investigate the influence of gender, ethnicity, and education in the use of external advice and finance by UK small and medium-sized enterprises (SMEs). A conceptual model of ‘discouraged advisees’ was developed as a framework for analysis of the results of a telephone survey of 400 SMEs. We found an association between the use of external advice and the ability to raise bank finance. Furthermore, both men and black and minority ethnic (BME) participants were more likely to use family and friends for advice, whilst women were twice as likely as men to use Business Link. BME business owners were discouraged from using less ‘trusted’ sources, such as Business Link, possibly believing them insufficiently tailored or that they would provide inappropriate advice. Therefore, the findings provide support for our conceptual model of discouraged advisees and have implications for the provision of advice for business owners from BME communities.