The Association Between Parents' and Adult Children's Homeownership: A Comparative Analysis.
The Association Between Parents' and Adult Children's Homeownership: A Comparative Analysis.
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DOI：
10.1007/s10680-015-9351-3
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发表时间：
2015
期刊：
影响因子：
--
通讯作者：
Smits A
中科院分区：
文献类型：
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作者：
Mulder CH;Dewilde C;van Duijn M;Smits A
我们调查了欧洲国家房屋所有权代际传递的程度。我们的主要假设是，父母的住房所有权的可能性和时间的影响，成年子女进入住房所有权是不太强的背景下，住房所有权是更容易获得（在负担能力和获得抵押贷款信贷），在那里租房是一个可行的替代拥有，家庭的问题少提供福利和住房。我们使用来自10个欧洲国家的回顾性SHARELIFE数据对首次拥有住房的过渡进行离散时间事件历史分析。我们的受访者出生于1908年至1963年之间，而观察到的首次购房发生在1965年至2009年之间。我们介绍了国家的固定效应和国家时期组合的宏观指标，与父母的房屋所有权。我们发现，房屋所有权的代际传递在房价较高（房屋所有权不太负担得起）的情况下更强，在更富裕的情况下以及房屋所有权增加更多的情况下不那么强。代际传递的其余差异不能归因于福利制度的差异或二元和单一租赁市场之间的差异。
We investigate the extent to which the intergenerational transmission of homeownership varies across European countries. Our main hypotheses are that the impact of parental homeownership on the likelihood and timing of an adult child’s entry into homeownership is less strong in contexts where homeownership is more accessible (in terms of affordability and access to mortgage credit), where renting is a feasible alternative to owning, and where the family matters less for the provision of welfare and housing. We perform discrete-time event history analyses of the transition to first-time homeownership using retrospective SHARELIFE-data from 10 European countries. Our respondents were born between 1908 and 1963, while observed entries to first-time homeownership occur between 1965 and 2009. We introduce fixed effects for countries and macro-level indicators for country-period combinations, interacted with parental homeownership. We find that the intergenerational transmission of homeownership is stronger in contexts where house prices are higher (and homeownership is less affordable), and less strong in more affluent contexts and in contexts where homeownership has increased more. The remaining differences in intergenerational transmission cannot be attributed to differences in welfare regimes or between dual and unitary rental markets.