The Impact of Microfinance on Poverty Reduction: Empirical Evidence from Malaysian Perspective☆
The Impact of Microfinance on Poverty Reduction: Empirical Evidence from Malaysian Perspective☆
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小额信贷对减贫的影响：马来西亚视角的经验证据☆
DOI：
10.1016/j.sbspro.2015.06.343
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发表时间：
2015
期刊：
影响因子：
--
通讯作者：
Nlizwa Rashid
中科院分区：
文献类型：
--
作者：
S. Samer;I. Majid;Syaiful Rizal;M. R. Muhamad;.. Sarah;Nlizwa Rashid
小额信贷作为减少贫困和社会经济发展的有效工具，在信贷市场上成为一个流行词。然而，其影响仍然受到质疑，并且因国家而异，因城市而异。本文的目的是研究马来西亚小额信贷Amanah Ikhtiar Malaysia （aim）对家庭收入的作用。横断面调查访问了780名来自马来西亚雪兰莪州和马六甲州的新老客户。采用分层随机法对城市和农村地区进行数据采集。多项逻辑分析的结果显示，与未接受治疗的新借款人相比，AIM对参加该计划三年的女性借款人的家庭收入有积极影响。
Microfinance became a buzzword in the credit markets as an effective tool for poverty reduction and socioeconomic development. Yet, the impact still questioned and varies from one country to others and from urban to rural. The aim of this paper was to examine the role of Malaysian microfinance Amanah Ikhtiar Malaysia (AIM) on household income. A cross-sectional survey interviewed 780 from old and new clients in Selangor and Melaka states in Malaysia. The stratified random method was used to collect the data from urban and rural districts. The finding of multinomial logistic reveals that AIM has positive impact on household income of women borrowers who spent three years in the scheme as compared to new borrowers who have not received treatment.
影响因子：
3
作者：
Kabeer, N
通讯作者：
Kabeer, N