PENSION LITERACY AND SOCIAL INEQUALITY IN THE UNITED KINGDOM
PENSION LITERACY AND SOCIAL INEQUALITY IN THE UNITED KINGDOM
复制标题
英国的养老金普及率和社会不平等
DOI：
10.1093/geroni/igx004.2761
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发表时间：
2017
影响因子：
7
通讯作者：
Holman D
中科院分区：
文献类型：
--
作者：
Holman D
人口老龄化威胁着养老金制度的财务长期可持续性。英国政府的应对措施是，在2010-2020年期间，将女性领取国家养老金的年龄与男性一致，从60岁提高到65岁。这将对妇女的健康和福祉产生不同的影响，具体取决于她们对这一变化的认识以及她们对养恤金的普遍了解程度。在这项研究中，我们分析了英国老龄化纵向研究（艾尔莎）数据集的问题，询问妇女是否意识到这些变化，以及她们希望在什么年龄获得国家养老金。初步结果显示，根据教育、收入和职业，养恤金扫盲存在社会经济差异。决策者需要意识到改革可能对社会和健康不平等造成的影响。
Population aging is threatening the financial long-term sustainability of pension systems. The UK government has reacted by bringing the state pension age for women in line with that of men, raising it from 60 to 65, over the 2010–2020 period. This will have differential implications for women’s health and wellbeing depending on their awareness of the change and their level of pension literacy more generally. In this study we analyze questions from the English Longitudinal Study of Ageing (ELSA) dataset asking women whether they were aware of these changes and at what age they expect to receive their state pension. Preliminary results show socioeconomic differences in pension literacy according to education, income and occupation. Policy makers need to be aware of the effect on social and health inequalities the reforms might cause.