Energy Losses Due to Imperfect Payment Infrastructure and Payment Instruments
Energy Losses Due to Imperfect Payment Infrastructure and Payment Instruments
复制标题
支付基础设施和支付工具不完善导致能源损失
作者：
O. Melnychenko
欧盟的战略目标之一是到2030年在不同经济领域减少温室气体排放并提高能源效率至少32.5%。然而，人们对零售业支付对能源消耗的影响知之甚少。本文的目的是评估由于支付基础设施和工具的不完善而造成的时间和精力损失链，从而产生财务损失。该研究是基于回归分析方法，其中每支付交易的能源成本被认为是在这项研究中，作为每小时的客户数量和能源成本的函数。面板模型的结果强调，每小时的客户数量对每次支付交易的能源成本有负面影响。此外，包括加密货币在内的现代支付手段和方法并不能解决支付服务所需时间过长的问题，这会浪费能源和金钱。实证结果为如何最好地组织零售支付提供了有价值的见解，以降低能源成本并提高支付基础设施的能源效率。
One of the strategic objectives of the European Union is a reduction in greenhouse gas emissions and improvement of energy efficiency by at least 32.5% in different areas of the economy by 2030. However, little is known about the impact of payment in retail on energy consumption. The purpose of this paper is to assess the chain of losses of time and energy, and therefore financial losses, that occur due to the imperfection of payment infrastructure and instruments using data of cashiers’ working time. The research is based on a regression analysis method, where the energy cost per payment transaction is considered in this study as a function of the number of customers per hour and the energy cost. The results of the panel models highlight that the number of customers per hour has a negative impact on the cost of energy per payment transaction. Furthermore, modern means and methods of payment, including cryptocurrencies, do not solve the problem of the excessive time that it takes to service payments, which entails a waste of energy and money. The empirical results give valuable insights into how to best organise payment in retail to achieve lower energy costs and improve energy efficiency in payment infrastructure.
影响因子：
6
作者：
Mercan, Suat;Erdin, Enes;Akkaya, Kemal
通讯作者：
Akkaya, Kemal
影响因子：
6.7
作者：
Brosemer, Kathleen;Schelly, Chelsea;Olabisi, Laura Schmitt
通讯作者：
Olabisi, Laura Schmitt