Do student loans compensate for parental resources? The role of student loans in the transition to higher education
Do student loans compensate for parental resources? The role of student loans in the transition to higher education
复制标题
学生贷款可以补偿父母的资源吗？
DOI：
10.1080/09620214.2022.2034032
复制
发表时间：
2022
影响因子：
1.3
通讯作者：
Kazuhisa
中科院分区：
文献类型：
--
作者：
Furuta;Kazuhisa
通过资金来源私有化扩大高等教育，提出了一个关于高等教育参与方面社会经济不平等的问题。为了探讨教育不平等的机制，本研究通过对日本学生及其母亲的纵向调查，探讨了社会经济背景的不同指标如何共同影响高等教育参与和学生贷款的吸收。结果表明：第一，父母教育程度、家庭收入和储蓄独立影响高等教育机构的入学机会; 2第二，父母教育程度和经济资源具有交互作用，因为父母教育程度高减轻了经济资源的影响; 3第三，不同资源之间的这种补偿通过利用学生贷款而发生。来自经济来源较低但父母受教育程度高的家庭的学生更有可能成为学生贷款的受益者。
The expansion of higher education through the privatisation of funding sources raises a question regarding socioeconomic inequality in participation in higher education. To explore mechanisms of educational inequality, this study examines how different indicators of socioeconomic background work together to influence both participation in higher education and student loan uptake via a longitudinal survey of students and their mothers in Japan. The results showed that: first, parental education, household income, and savings independently affect the chance of attending a higher education institute; second, parental education and economic resources have an interaction effect in that high parental education mitigates the impact of economic resources; third, this compensation between different resources occurs by taking advantage of student loans. Students from families with lower economic resources but high parental education are more likely to be the beneficiaries of student loans.